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1099 Hourly Rate Calculator

Estimate the hourly rate a contractor needs to charge to meet income goals after expenses and self-employment taxes.

Estimated 1099 Rate:

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1099 Rate FAQ

What tax rate should I use?

25–35% is common for self-employed workers in the US, including self-employment tax.

What are typical billable hours?

1,600–1,800 per year is common (allowing for vacations, admin time, and downtime).

Is this my take-home rate?

No — this is the rate you must charge clients to reach your income goal after expenses and taxes.

Results are estimates for planning purposes. Verify with product labels and local requirements before purchasing materials.